WHAT TO DO WITH YOUR GIFT CARD?

Brace yourself because the gift cards are coming.

Some cards that you get will be great, but what happens if you receive a gift card this Christmas to a store that you never shop at? Good luck trying to get a refund. It'll never happen.

Don't worry. You will still be able to get some value from the card...

A number of websites have been created that allow consumers to swap unwanted gift cards -- or to sell them www.swapagift.com and www.plasticjungle.com are two such sites.